The following terms and conditions govern your use of the Website ( By using the Site, you acknowledge and accept these terms and conditions in full.

If you disagree with these terms and conditions or any part of these terms and conditions, you must not use the Site.

By using or accessing the (, you agree to this Statement, as updated from time to time.

You must be at least 16 years of age to use the Site. By using the Site and by agreeing to these terms and conditions you warrant and represent that you are at least 16 years of age.

This website uses cookies. By using the Site and agreeing to these terms and conditions, you consent to ( use of cookies in accordance with the terms of our privacy policy and cookies policy.


Unless otherwise stated, NgTips and/or its licensors own the intellectual property rights in the website and material on the website including but not limited to all information, text, articles, data, images, audio material, audiovisual material, screens, webpages or other materials (collectively hereinafter referred to as the “Materials”) appearing on this Site. Subject to the license below, all these intellectual property rights are reserved.

You may view/download the Materials, including but not limited to articles, stories, audiovisual clips, and other media, for caching purposes only, and print pages or other content from the website for your own personal or educational use only, provided that each copy includes an NgTips watermark, copyright, trademark, or other notice or attribution as they appear on the pages copied, subject to the restrictions set out below and elsewhere in these terms and conditions.

Nothing on this Site, except where expressly provided for, shall be construed as conferring any license of any intellectual property rights, whether by estoppel, implication or otherwise.



You must not use the Materials or any content contained in the Materials in any manner that may give a false or misleading impression or statement.

You must not use the Site in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use the Site to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, root-kit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Site without NgTips’s express written consent.

You must not use the Site to transmit or send unsolicited commercial communications.

You must not use the Site for any purposes related to marketing without NgTips’s express written consent.


In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material or any combination of the foregoing) that you submit to the Site, for whatever purpose.

You grant to NgTips a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to NgTips the right to sub-license these rights, and the right to bring an action for infringement of these rights.

user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or NgTips or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

NgTips reserves the right to edit or remove any material submitted to the Site, or stored on NgTips’s servers, or hosted or published upon the Site.



This Site is provided “as is” without any representations or warranties, express or implied. NgTips’s makes no representations or warranties in relation to the Site or the information and materials provided on the Site.

Without prejudice to the generality of the foregoing paragraph, NgTips does not warrant that:

This Site will be constantly available, or available at all; or
the information on this Site is complete, true, accurate or non-misleading.


NgTips will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this Site:

– To the extent that the website is provided free-of-charge, for any direct loss;
– for any indirect, special or consequential loss; or
– for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or

business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

– The foregoing limitations of liability apply even if NgTips has been expressly advised of the potential loss.


Nothing in the Site’s disclaimer shall exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in the Site’s disclaimer will exclude or limit NgTips’s liability in respect of any:

Death or personal injury caused by NgTips’s negligence;
fraud or fraudulent misrepresentation on the part of NgTips; or
matter which it would be illegal or unlawful for NgTips to exclude or limit, or to attempt or purport to exclude or limit, its liability.



By using this Site, you agree that the exclusions and limitations of liability set out in the Site’s disclaimer are reasonable.

If you do not think they are reasonable, you must not use the Site.


You accept that NgTips and/or the operator(s) of NgTips have an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against NgTips’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in the Site’s disclaimer will protect NgTips’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as NgTips.



You hereby agree to indemnify NgTips and undertake to keep NgTips indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by NgTips to a third party in settlement of a claim or dispute on the advice of NgTips’s legal advisers) incurred or suffered by NgTips arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.


Without prejudice to NgTips’s other rights under these terms and conditions or any legal and equitable remedies NgTips may be entitled to, if you breach these terms and conditions in any way, NgTips may take such other or additional action as NgTips deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.



NgTips may revise these terms and conditions from time-to-time. Revised terms and conditions shall apply to the use of the Site from the date of the publication of the revised terms and conditions on the Site. Please check this page regularly to ensure you are familiar with the current version.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


These terms and conditions, together with our Privacy Policy [, constitute the entire agreement between you and NgTips in relation to your use of the Site, and supersede all previous agreements in respect of your use of the Site.


These terms and conditions will be governed by and construed in accordance with the Laws of the Federal Republic of Nigeria, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the Federal Republic of Nigeria.

The following document outlines the terms of use of the NgTips website. Before using any of the NgTips services, you are required to read, understand, and agree to these terms.

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